Rates
Interest Rate Changes - 10/26/2020
CD Rates (Including Retirement) *
|
Term
|
Annual Interest Rate
|
Annual Percentage Yield
|
| 6 months |
0.20% |
0.20% |
| 12 months |
0.30% |
0.30% |
| 18 months |
0.30% |
0.30% |
| 24 months |
0.45% |
0.45% |
| 30 months |
0.50% |
0.50% |
| 36 months |
0.50% |
0.50% |
| 48 months |
0.55% |
0.55% |
| 60 months |
0.60% |
0.60% |
Personal Accounts **
|
Account Type
|
Annual Interest Rate
|
Annual Percentage Yield
|
| Now |
0.05% |
0.05% |
Super Now
$0 - 999
$1,000 and up |
0.03%
0.05% |
0.03%
0.05% |
| Passbook Savings |
0.05% |
0.05% |
Money Market:
$0 - 24,999
$25,000-49,999
$50,000-99,999
$100,000 and up |
0.10%
0.15%
0.25%
0.35% |
0.10%
0.15%
0.25%
0.35% |
Minimum Balance requirement to open: Now Account - $400
Minimum Balance requirement to open: Super Now Account - $1,000
Minimum Balance requirement to open: Passbook savings - $25
Minimum Balance requirement to open: Money Market - $1,000
Retirement Savings Account **
|
Interest Rate
|
Annual Percentage Yield
|
| .10% |
.10% |
* CD- Substantial Penalty for Early Withdrawal, minimum $500 Deposit
** rates may vary after an account is opened, minimum balance required to open the account, fees can reduce earnings