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Privacy Policy

FACTS	WHAT DOES BLUE GRASS SAVINGS BANK DO WITH YOUR PERSONAL INFORMATION?

Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: • Social Security number and Account balances • Payment history and Transaction history • Credit history and Checking account information When you are no longer our customer, we continue to share your information as described in this notice.

How?	All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Blue Grass Savings Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does Blue Grass Bank share?	Can you limit this sharing?
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes— to offer our products and services to you	Yes	No
For joint marketing with other financial companies	No	No
For our affiliates' everyday business purposes— information about your transactions and experiences	Yes	No
For our affiliates' everyday business purposes— information about your creditworthiness	No	We do not share
For nonaffiliates to market to you	No	We do not share

Questions?

Call 563-381-1732 or go to www.bluegrassbank.com

Who we are
Who is providing this notice?	Blue Grass Savings Bank 104 E. Mayne Street, Blue Grass, IA 52726

What we do
How does Blue Grass Savings Bank protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Blue Grass Savings Bank collect my personal information?	We collect your personal information, for example, when you • Open an account or Make a wire transfer • Apply for a loan or Show your driver's license • Make deposits or withdrawals from your account
Why can't I limit all sharing?	Federal law gives you the right to limit only • sharing for affiliates' everyday business purposes—information about your creditworthiness • affiliates from using your information to market to you • sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. *Our affiliates include Blue Grass Insurance Agency.*
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. *Blue Grass Savings Bank does not share with nonaffiliates so they can market to you.*
Joint marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. *Blue Grass Savings Bank does not have joint marketing agreements*

Other Important Information

CRA Public File