- All loans require a completed application
- Loans are approved based on credit performance, credit rating, debt to income, and collateral
- Loans are granted without regard to the following: sex, marital status, religion, race, color, national origin, age (provided the individual has the capacity to contract), receipt of public assistance income, and that the applicant has, in good faith exercised any rights under the Consumer Credit Protection Act.
- All rates subject to change daily
- Credit Life and Disability Insurance may be available
- Payments can be transferred automatically from Blue Grass Savings Bank checking and savings accounts
- NADA Book values determine financing value – secured by title
- Loans may be secured or unsecured BASED upon credit quality
- CD (Certificate of Deposit) secured loans can be secured by Blue Grass Savings Bank CD’s at a reduced rate
- Secured loans include – car loans, debt consolidations, home improvements, recreational equipment and mobile homes
- Unsecured personal loans include vacation, household goods, payment of taxes, and educational loans
- Specialty loans include boat, RV, motorcycles, and ATV vehicles – secured by title
Home Equity Line of Credit
- Revolving line of credit secured by an individual residence
- Please call us for details
To find out more about our personal loan services, please contact any one of us at the bank at (563) 381-1732.